{"id":1217,"date":"2020-05-20T23:41:46","date_gmt":"2020-05-20T23:41:46","guid":{"rendered":"\/\/smallcapscn.x5view.co\/?p=1217"},"modified":"2023-08-29T17:45:22","modified_gmt":"2023-08-29T17:45:22","slug":"flurry-of-activity-around-home-loans","status":"publish","type":"post","link":"https:\/\/smallcapscn.x5view.co\/?p=1217","title":{"rendered":"\u56f4\u7ed5\u4f4f\u623f\u8d37\u6b3e\u7684\u4e00\u7cfb\u5217\u6d3b\u52a8"},"content":{"rendered":"

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\u5982\u679c\u4f60\u5728\u4e00\u5e74\u524d\u8bf4\uff0c\u6bcf14\u7b14\u4f4f\u623f\u8d37\u6b3e\u4e2d\u5c31\u6709\u4e00\u7b14\u5728\u94f6\u884c\u7684\u5141\u8bb8\u4e0b\u5c06\u8fd8\u6b3e\u5ef6\u671f6\u4e2a\u6708\uff0c\u4eba\u4eec\u4f1a\u5927\u7b11\u4e0d\u6b62\u3002<\/p>\n

\u4f46\u8fd9\u79cd\u60c5\u51b5\u5f88\u5feb\u5c31\u53d1\u751f\u4e86\u3002\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5bb6\u534f\u4f1a(Australian Bankers Association)\u8868\u793a\uff0c\u8fd942.9\u4e07\u7b14\u9012\u5ef6\u62b5\u62bc\u8d37\u6b3e\u7684\u4ef7\u503c\u8fbe\u5230\u4e86\u60ca\u4eba\u76841535\u4ebf\u6fb3\u5143\u3002<\/p>\n

\u76ee\u524d\u4e5f\u662f\u518d\u878d\u8d44\u975e\u5e38\u6d3b\u8dc3\u7684\u65f6\u671f\uff0c\u6570\u636e\u663e\u793a3\u6708\u662f\u975e\u5e38\u5f3a\u52b2\u7684\u4e00\u4e2a\u6708\uff0c\u6709\u903e2.6\u4e07\u7b14\u8d37\u6b3e\u83b7\u5f97\u518d\u878d\u8d44\uff0c\u4ef7\u503c\u7ea6115\u4ebf\u6fb3\u5143\u3002<\/p>\n

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\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u6bd4\u53ef\u53d8\u62b5\u62bc\u8d37\u6b3e\u4fbf\u5b9c\u5f97\u591a<\/h2>\n

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\u5f53\u7136,\u56fa\u5b9a\u5229\u7387\u4f4f\u623f\u8d37\u6b3e\u901a\u5e38\u8fd0\u884c\u5728\u4e09\u5e74\u4e0d\u9002\u5408\u6bcf\u4e2a\u4eba,\u56e0\u4e3a\u4ed6\u4eec\u628a\u4f60\u9501\u5728\u5982\u679c\u5229\u7387\u8fdb\u4e00\u6b65\u4e0b\u8dcc,\u4ed6\u4eec\u6ca1\u6709\u62b5\u6d88\u548c\u91cd\u7ed8\u7b49\u4e00\u7cfb\u5217\u8bbe\u65bd,\u6253\u7834\u9ad8\u6210\u672c,\u901a\u5e38\u4e0d\u5141\u8bb8\u989d\u5916\u8fd8\u6b3e\u3002<\/p>\n

\u56fa\u5b9a\u8d37\u6b3e\u5728\u8d37\u6b3e\u671f\u9650\u5185\u4e5f\u4e0d\u4f1a\u51cf\u5c11\u672c\u91d1\uff0c\u8fd9\u4e5f\u4f7f\u5f97\u5b83\u4eec\u5728\u8fd8\u6b3e\u65b9\u9762\u66f4\u4fbf\u5b9c\uff0c\u4f46\u5728\u672c\u91d1\u548c\u5229\u606f\u8d37\u6b3e\u5141\u8bb8\u5728\u4e00\u6bb5\u65f6\u95f4\u5185\u8fd8\u6e05\u7684\u8f83\u957f\u671f\u9650\u5185\u4e0d\u592a\u5408\u9002\u3002<\/p>\n

\u7136\u800c,\u8282\u7701\u6bcf\u4e00\u5757\u94b1\u7684\u65f6\u5019,\u5b98\u65b9\u5229\u7387\u4f3c\u4e4e\u5df2\u7ecf\u8fbe\u5230\u4ed6\u4eec\u7684\u6700\u4f4e\u6c34\u5e73\u53ef\u4ee5\u73b0\u5b9e\u5730\u4e0b\u8dcc,\u56fa\u5b9a\u5229\u7387\u4e4b\u95f4\u7684\u5dee\u8ddd\u548c\u53d8\u91cf\u662f\u9f13\u52b1\u5f88\u591a\u6d3b\u52a8,\u514b\u670d\u7f3a\u70b9\u7684\u91cd\u65b0\u8c08\u5224\u53e6\u4e00\u4e2a\u62b5\u62bc\u8d37\u6b3e\u7684\u56fa\u5b9a\u4efb\u671f\u5c4a\u6ee1\u65f6\u3002<\/p>\n

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Reserve Bank\u662f\u4f4e\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u7684\u539f\u56e0<\/h2>\n

\u964d\u4f4e\u56fa\u5b9a\u5229\u7387\u7684\u539f\u56e0\u662f\u7531Reserve Bank\u89e3\u91ca\u7684\uff0c\u8be5\u884c\u57283\u6708\u4efd\u5ba3\u5e03\uff0c\u5c06\u901a\u8fc7\u5b9a\u671f\u878d\u8d44\u673a\u5236(Term Funding Facility)\u5411\u94f6\u884c\u63d0\u4f9b\u5ec9\u4ef7\u4fe1\u8d37\u3002<\/p>\n

\u8fd9\u4e00\u523a\u6fc0\u63aa\u65bd\u4ef7\u503c900\u4ebf\u6fb3\u5143\uff0c\u5e76\u4ee50.25%\u7684\u56fa\u5b9a\u5229\u7387\u4e3a\u94f6\u884c\u63d0\u4f9b\u4e86\u4e00\u9879\u4e3a\u671f\u4e09\u5e74\u7684\u878d\u8d44\u5b89\u6392\uff0c\u56e0\u6b64\u94f6\u884c\u4ecd\u5c06\u4ece\u8fd9\u4e9b\u56fa\u5b9a\u8d37\u6b3e\u4e2d\u8d5a\u53d6\u4e30\u539a\u5229\u6da6\u3002<\/p>\n

Reserve Bank\u8868\u793a\uff0c\u8fd9\u7b14\u878d\u8d44\u201c\u5927\u5927\u4f4e\u4e8e\u94f6\u884c\u76ee\u524d\u7684\u878d\u8d44\u6210\u672c\u201d\uff0c\u8fd9\u662f\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u4e0e\u53ef\u53d8\u4f4f\u623f\u8d37\u6b3e\u4e4b\u95f4\u51fa\u73b0\u5982\u6b64\u5927\u5dee\u8ddd\u7684\u4e3b\u8981\u539f\u56e0\u4e4b\u4e00\u3002<\/p>\n

9\u6708\u4efd\u4e4b\u540e\uff0c\u56fa\u5b9a\u8d37\u6b3e\u53ef\u80fd\u4f1a\u518d\u6b21\u4e0a\u5347<\/h2>\n

RBA\u7684\u4f4e\u606f\u8d37\u6b3e\u662f\u6709\u9650\u5236\u7684\u2014\u2014\u94f6\u884c\u6700\u591a\u53ea\u80fd\u63d0\u4f9b\u5176\u672a\u507f\u8fd8\u8d37\u6b3e\u76843%\uff0c\u9664\u975e\u8be5\u8ba1\u5212\u5ef6\u671f\uff0c\u5426\u5219\u8fd9\u4e9b\u8d37\u6b3e\u53ea\u80fd\u63d0\u4f9b\u52309\u6708\u5e95\u3002<\/p>\n

\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u5f53\u4e00\u822c\u5229\u7387\u4e0b\u964d\u800c\u4ed6\u4eec\u7684\u5229\u7387\u4fdd\u6301\u4e0d\u53d8\u65f6\uff0c\u90a3\u4e9b\u7533\u8bf7\u56fa\u5b9a\u8d37\u6b3e\u7684\u8d2d\u623f\u8005\u4f1a\u611f\u5230\u6cae\u4e27\uff0c\u4ed6\u4eec\u8981\u652f\u4ed8\u7684\u5229\u7387\u5728\u4ed6\u4eec\u7533\u8bf7\u8d37\u6b3e\u65f6\u8fd8\u4e0d\u9519\uff0c\u4f46\u73b0\u5728\u5df2\u7ecf\u6ca1\u6709\u7ade\u4e89\u529b\u4e86\u3002<\/p>\n

\u76ee\u524d\uff0c\u8fd9\u53ef\u80fd\u8fd8\u4e0d\u662f\u4e00\u4e2a\u5927\u95ee\u9898\uff0c\u56e0\u4e3aRBA\u8868\u793a\uff0c\u5b83\u5df2\u7ecf\u6682\u505c\u4e86\u5b98\u65b9\u5229\u7387\uff0c\u4e0d\u613f\u91c7\u53d6\u8d1f\u5229\u7387\uff0c\u4efb\u4f55\u4f4e\u4e8e\u76ee\u524d0.25%\u7684\u5b98\u65b9\u5229\u7387<\/a>\u7684\u6709\u610f\u4e49\u4e3e\u52a8\u90fd\u53ef\u80fd\u5bfc\u81f4\u8d1f\u5229\u7387\u3002<\/p>\n

\u56e0\u6b64\uff0c\u4ece\u73b0\u5728\u52309\u6708\uff0c\u6709\u673a\u4f1a\u83b7\u5f97\u6bd4\u901a\u5e38\u66f4\u4fbf\u5b9c\u76843\u5e74\u671f\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\uff0c\u8fd9\u53ef\u80fd\u4e0d\u4f1a\u8ba9\u501f\u6b3e\u4eba\u4e0d\u9ad8\u5174\uff0c\u56e0\u4e3a\u4ed6\u4eec\u672a\u80fd\u9009\u62e9\u5229\u7387\u66f2\u7ebf\u7684\u5e95\u90e8\u3002<\/p>\n

\u4f3c\u4e4e\u5f88\u591a\u8d44\u91d1\u7d27\u5f20\u7684\u6fb3\u5927\u5229\u4e9a\u4eba\u90fd\u5728\u6293\u4f4f\u8fd9\u4e2a\u673a\u4f1a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u81ea\u51a0\u72b6\u75c5\u6bd2\u5927\u6d41\u884c\u4ee5\u6765\uff0c\u6fb3\u5927\u5229\u4e9a\u7ecf\u6d4e\u51fa\u73b0\u7684\u4e00\u4e9b\u6700\u5927\u6ce2\u52a8\u5b9e\u9645\u4e0a\u662f\u5728\u4f4f\u623f\u8d37\u6b3e\u8fd9\u4e00\u901a\u5e38\u8f83\u4e3a\u4fdd\u5b88\u7684\u9886\u57df\u51fa\u73b0\u7684\u3002 \u5982\u679c\u4f60\u5728\u4e00\u5e74\u524d\u8bf4\uff0c\u6bcf14\u7b14\u4f4f\u623f\u8d37\u6b3e\u4e2d\u5c31\u6709\u4e00\u7b14\u5728\u94f6\u884c\u7684\u5141\u8bb8\u4e0b\u5c06\u8fd8\u6b3e\u5ef6\u671f6\u4e2a\u6708\uff0c\u4eba\u4eec\u4f1a\u5927\u7b11\u4e0d\u6b62\u3002 \u4f46\u8fd9\u79cd\u60c5\u51b5\u5f88\u5feb\u5c31\u53d1\u751f\u4e86\u3002\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5bb6\u534f\u4f1a(Australian Bankers Association)\u8868\u793a\uff0c\u8fd942.9\u4e07\u7b14\u9012\u5ef6\u62b5\u62bc\u8d37\u6b3e\u7684\u4ef7\u503c\u8fbe\u5230\u4e86\u60ca\u4eba\u76841535\u4ebf\u6fb3\u5143\u3002 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