{"id":2026,"date":"2020-10-02T00:20:14","date_gmt":"2020-10-02T00:20:14","guid":{"rendered":"\/\/smallcapscn.x5view.co\/?p=2026"},"modified":"2023-08-29T17:47:08","modified_gmt":"2023-08-29T17:47:08","slug":"time-to-switch-out-of-bad-super-funds","status":"publish","type":"post","link":"https:\/\/smallcapscn.x5view.co\/?p=2026","title":{"rendered":"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86"},"content":{"rendered":"<p>\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002<\/p>\n<p>\u5229\u7387\u5982\u6b64\u4e4b\u4f4e\uff0c\u51e0\u4e4e\u53ef\u4ee5\u5ffd\u7565\u4e0d\u8ba1\uff0c\u800c\u5176\u4ed6\u6240\u6709\u8d44\u4ea7\u7c7b\u522b\u7684\u56de\u62a5\u7387\u90fd\u53d7\u5230\u6324\u538b\uff0c\u66fe\u7ecf\u53f8\u7a7a\u89c1\u60ef\u7684\u8d39\u7528\u5982\u4eca\u5a01\u80c1\u5230\u4f60\u7684\u201c\u8d85\u7ea7\u5bcc\u8c6a\u201d\u7684\u4e00\u5927\u90e8\u5206\u5e74\u56de\u62a5\u7387\u3002<\/p>\n<p>\u5c3d\u7ba1\u6709\u7406\u7531\u5bf9\u56de\u62a5\u7387\u9ad8\u7684\u57fa\u91d1\u6536\u53d6\u66f4\u9ad8\u7684\u8d39\u7528\uff0c\u4f46\u6709\u592a\u591a\u7684\u57fa\u91d1\u65e2\u6709\u4f4e\u56de\u62a5\u53c8\u6709\u9ad8\u8d39\u7528\uff0c\u8fd9\u53ef\u80fd\u4f1a\u4ece\u5176\u6210\u5458\u7684\u6700\u7ec8\u9000\u4f11\u4f59\u989d\u4e2d\u62a2\u8d70\u9ad8\u8fbe20\u4e07\u7f8e\u5143\u751a\u81f3\u66f4\u591a\u3002<\/p>\n<h2>Fat Cat Funds\u57fa\u91d1\u4f1a\u8017\u5c3d\u9000\u4f11\u540e\u7684\u8d22\u5bcc<\/h2>\n<p>\u6700\u8fd1\u7684Stockspot Fat Cat Funds\u62a5\u544a\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u5f00\u59cb\u68c0\u67e5\u7684\u5730\u65b9\uff0c\u56e0\u4e3a\u5b83\u4f7f\u7528\u8f83\u957f\u671f\u7684\u540e\u8d39\u7528\u56de\u62a5(5\u5e74)\u6765\u6bd4\u8f83100\u5bb6\u6700\u5927\u7684\u57fa\u91d1\u7ecf\u7406\u63d0\u4f9b\u7684\u4e00\u7cfb\u5217\u6295\u8d44\u98ce\u683c(\u6fc0\u8fdb\u7684\u3001\u589e\u957f\u7684\u3001\u5e73\u8861\u7684\u548c\u6e29\u548c\u7684)\uff0c\u5e76\u6e05\u695a\u5730\u6982\u8ff0\u4e86\u8d39\u7528\u3002<\/p>\n<p>\u603b\u800c\u8a00\u4e4b\uff0c\u5b83\u6bd4\u8f83\u4e86600\u79cd\u591a\u79cd\u8d44\u4ea7\u7684\u6295\u8d44\u9009\u62e9\u3002<\/p>\n<p>\u800c\u6700\u597d\u7684\u201cfit cat\u201d\u57fa\u91d1\u6392\u884c\u699c\u540d\u5217\u524d\u8305\u7279\u6027\u7684\u4e00\u4e9b\u9884\u671f\u7ed3\u679c\u50cfHESTA UniSuper, IOOF AustralianSuper,\u5e95\u90e8\u9644\u8fd1\u7684\u201cfat cat\u201d\u57fa\u91d1\u4e5f\u76f8\u5f53\u719f\u6089\u7684\u6240\u6709\u9519\u8bef\u7684\u539f\u56e0,\u8bb8\u591a\u57fa\u91d1\u7ecf\u7406\u6709Hayne Royal Commission\u3002<\/p>\n<p>\u572840\u5bb6\u8868\u73b0\u4e0d\u4f73\u7684\u201c\u80a5\u732b\u201d\u57fa\u91d1\u4e2d\uff0cAMP\u548c\u524dANZ\u652f\u6301\u7684OnePath\u52a0\u8d77\u6765\u5360\u636e\u4e86\u4e00\u534a\u4ee5\u4e0a\u7684\u4efd\u989d\uff0c\u800c\u5728\u6240\u6709\u56db\u7c7b\u57fa\u91d1\u4e2d\uff0cAMP\u65e0\u7591\u662f\u8868\u73b0\u6700\u5dee\u7684\u57fa\u91d1\u63d0\u4f9b\u5546\u3002<\/p>\n<p>\u5254\u9664\u8d39\u7528\u540e\uff0cMacquarie\u8fd8\u5728\u4e00\u4e9b\u8868\u73b0\u8f83\u5dee\u7684\u94f6\u884c\u4e2d\u540d\u5217\u524d\u8305\u3002<\/p>\n<p>\u5c24\u5176\u503c\u5f97\u6ce8\u610f\u7684\u662fAMP Capital\u7684\u52a8\u6001\u5e02\u573a\u57fa\u91d1(Dynamic Markets Fund)\uff0c\u8be5\u57fa\u91d1\u5b9e\u73b0\u4e86\u4ee4\u4eba\u96be\u4ee5\u7f6e\u4fe1\u7684\u58ee\u4e3e\uff0c\u6210\u4e3a\u7b2c\u4e00\u652f\u4e94\u5e74\u5b9e\u73b0\u8d1f\u5e74\u56de\u62a5\u73872.2%\u7684\u5e73\u8861\u57fa\u91d1\u3002<\/p>\n<p>\u4e00\u4e2a\u88ab\u8ba4\u4e3a\u662f\u4e13\u4e1a\u4e14\u79ef\u6781\u7ba1\u7406\u7684\u8d85\u7ea7\u57fa\u91d1\uff0c\u51e0\u4e4e\u4efb\u4f55\u4e1c\u897f\u2014\u2014\u6bd4\u5982\u6fb3\u5927\u5229\u4e9a\u6307\u6570\u57fa\u91d1\uff0c\u751a\u81f3\u4e00\u4e2a\u7b80\u5355\u7684\u94f6\u884c\u8d26\u6237\u2014\u2014\u90fd\u80fd\u8f7b\u677e\u8dd1\u8d62\u5b83\uff0c\u60f3\u60f3\u771f\u662f\u4ee4\u4eba\u9707\u60ca\u3002<\/p>\n<h2>\u5173\u6ce8\u8d39\u7528<\/h2>\n<p>Fat Cat Funds\u7684\u62a5\u544a\u786e\u5b9e\u8868\u660e\uff0c\u5173\u6ce8\u8d39\u7528\u662f\u81f3\u5173\u91cd\u8981\u7684\u3002<\/p>\n<p>Stockspot\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Chris Brycki\u8bf4\uff0c\u76f2\u76ee\u76f8\u4fe1\u4f60\u7684\u8d85\u7ea7\u57fa\u91d1\u8868\u73b0\u826f\u597d\u662f\u4e0d\u591f\u7684\u3002<\/p>\n<p>Stockspot\u7684\u5206\u6790\u53d1\u73b0\uff0c\u201cfit cat\u201d\u589e\u957f\u57fa\u91d1\u7684\u5e73\u5747\u6536\u8d39\u4e3a1.10%\uff0c\u800c\u201cfat cat\u201d\u589e\u957f\u57fa\u91d1\u7684\u5e73\u5747\u6536\u8d39\u4e3a2.08%\u3002<\/p>\n<p>Brycki\u8868\u793a\uff0c\u4e00\u4e2a30\u5c81\u7684\u4eba\u5982\u679c\u628a\u6536\u8d392%\u7684\u57fa\u91d1\u6362\u6210\u6536\u8d390.5%\u52301%\u7684\u57fa\u91d1\uff0c\u90a3\u4e48\u4ed6\u5728\u9000\u4f11\u540e\u53ef\u4ee5\u591a\u8d5a20\u4e07\u523025\u4e07\u6fb3\u5143\u3002<\/p>\n<h2>\u6295\u8d44\u8868\u73b0\u4e5f\u5f88\u91cd\u8981<\/h2>\n<p>\u663e\u7136\uff0c\u57fa\u91d1\u4e1a\u7ee9\u662f\u53e6\u4e00\u4e2a\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u4f46\u66f4\u96be\u4ee5\u786e\u5b9a\uff0c\u56e0\u4e3a\u8fc7\u53bb\u7684\u4e1a\u7ee9\u5e76\u4e0d\u662f\u672a\u6765\u4e1a\u7ee9\u7684\u51c6\u786e\u6307\u6807\u3002<\/p>\n<p>5\u5e74\u7684\u6bd4\u8f83\u8981\u597d\u4e00\u4e9b\uff0c\u56e0\u4e3a\u5b83\u8868\u660e\u957f\u671f\u8868\u73b0\u66f4\u597d\u7684\u57fa\u91d1\uff0c\u5f80\u5f80\u8fd0\u884c\u5f97\u66f4\u597d\uff0c\u4f46\u5728\u6bd4\u8f83\u4e0d\u540c\u57fa\u91d1\u65f6\uff0c\u8003\u8651\u4e00\u4e9b\u56e0\u7d20\u4e5f\u5f88\u91cd\u8981\uff0c\u6bd4\u5982\u7a33\u5065\u7684\u6295\u8d44\u65b9\u6cd5\u3001\u57fa\u91d1\u7684\u975e\u6d41\u52a8\u6027\u6bd4\u4f8b\u4ee5\u53ca\u6574\u4f53\u98ce\u9669\u3002<\/p>\n<p>\u5728\u8003\u8651\u66f4\u6362\u57fa\u91d1\u65f6\uff0c\u8fd8\u9700\u8981\u8003\u8651\u4fdd\u9669\u8303\u56f4\u548c\u8d44\u672c\u5229\u5f97\u7a0e\u98ce\u9669\uff0c\u9664\u975e\u6210\u5458\u81ea\u5df1\u505a\u4e86\u5927\u91cf\u5c3d\u804c\u8c03\u67e5\uff0c\u5426\u5219\u901a\u5e38\u9700\u8981\u4e13\u4e1a\u5efa\u8bae\u3002<\/p>\n<h2>\u9053\u5fb7\u57fa\u91d1\u548c\u53ef\u6301\u7eed\u57fa\u91d1\u7684\u5927\u597d\u65f6\u673a<\/h2>\n<p>\u4eca\u5e74\u57fa\u91d1\u6392\u884c\u699c\u7684\u53e6\u4e00\u4e2a\u663e\u8457\u7279\u70b9\u662f\uff0c\u9053\u5fb7\u548c\u53ef\u6301\u7eed\u57fa\u91d1\u901a\u5e38\u8868\u73b0\u76f8\u5f53\u5f3a\u52b2\u3002<\/p>\n<p>\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u53ef\u80fd\u662f\u56e0\u4e3a\u5316\u77f3\u71c3\u6599\u516c\u53f8\u5728\u8fc7\u53bb\u4e94\u5e74\u4e2d\u8868\u73b0\u4e0d\u4f73\uff0c\u53ef\u80fd\u4f1a\u5728\u4eca\u540e\u590d\u82cf\uff0c\u4f46\u8fd9\u4e5f\u662f\u6b64\u7c7b\u57fa\u91d1\u7684\u90e8\u5206\u610f\u4e49\u3002<\/p>\n<p>\u968f\u7740\u66f4\u6e05\u6d01\u3001\u66f4\u53ef\u6301\u7eed\u7684\u66ff\u4ee3\u80fd\u6e90\u7684\u84ec\u52c3\u53d1\u5c55\uff0c\u73af\u5883\u8bb0\u5f55\u8f83\u5dee\u7684\u516c\u53f8\u4e5f\u6709\u53ef\u80fd\u5931\u53bb\u56de\u62a5\u3002<\/p>\n<h2>\u884c\u4e1a\u57fa\u91d1\u4ecd\u7136\u5360\u636e\u4f18\u52bf<\/h2>\n<p>\u8fd9\u4efd\u699c\u5355\u8fd8\u4f53\u73b0\u4e86\u884c\u4e1a\u8d85\u7ea7\u57fa\u91d1\u548c\u96f6\u552e\u8d85\u7ea7\u57fa\u91d1\u4e4b\u95f4\u6301\u4e45\u7684\u4e89\u8bba\uff0c\u8fd9\u6b21\u884c\u4e1a\u57fa\u91d1\u4f4d\u5c45\u699c\u9996\uff0c\u4e3b\u8981\u539f\u56e0\u662f\u8d39\u7528\u8f83\u4f4e\uff0c\u4f46\u5bf9\u672a\u4e0a\u5e02\u8d44\u4ea7\u7684\u914d\u7f6e\u8f83\u9ad8\u3002<\/p>\n<p>\u5728\u67d0\u4e9b\u6295\u8d44\u73af\u5883\u4e2d\uff0c\u5c06\u66f4\u591a\u8d44\u91d1\u914d\u7f6e\u5230\u975e\u4e0a\u5e02\u8d44\u4ea7\u53ef\u80fd\u662f\u4e00\u4e2a\u4e0d\u5229\u56e0\u7d20\uff0c\u4f46\u8fd9\u4e00\u6b21\u6539\u5584\u4e86\u6295\u8d44\u8868\u73b0\u3002<\/p>\n<p>\u6240\u6709\u57ab\u5e95\u768410\u53ea\u57fa\u91d1\u90fd\u662f\u96f6\u552e\u57fa\u91d1\uff0c\u4f46\u4e5f\u6709\u4e00\u4e9b\u8868\u73b0\u826f\u597d\u7684\u96f6\u552e\u57fa\u91d1\u5728\u699c\u5355\u4e0a\u6392\u540d\u9760\u524d\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002 \u5229\u7387\u5982\u6b64\u4e4b\u4f4e\uff0c\u51e0\u4e4e\u53ef\u4ee5\u5ffd\u7565\u4e0d\u8ba1\uff0c\u800c\u5176\u4ed6\u6240\u6709\u8d44\u4ea7\u7c7b\u522b\u7684\u56de\u62a5\u7387\u90fd\u53d7\u5230\u6324\u538b\uff0c\u66fe\u7ecf\u53f8\u7a7a\u89c1\u60ef\u7684\u8d39\u7528\u5982\u4eca\u5a01\u80c1\u5230\u4f60\u7684\u201c\u8d85\u7ea7\u5bcc\u8c6a\u201d\u7684\u4e00\u5927\u90e8\u5206\u5e74\u56de\u62a5\u7387\u3002 \u5c3d\u7ba1\u6709\u7406\u7531\u5bf9\u56de\u62a5\u7387\u9ad8\u7684\u57fa\u91d1\u6536\u53d6\u66f4\u9ad8\u7684\u8d39\u7528\uff0c\u4f46\u6709\u592a\u591a\u7684\u57fa\u91d1\u65e2\u6709\u4f4e\u56de\u62a5\u53c8\u6709\u9ad8\u8d39\u7528\uff0c\u8fd9\u53ef\u80fd\u4f1a\u4ece\u5176\u6210\u5458\u7684\u6700\u7ec8\u9000\u4f11\u4f59\u989d\u4e2d\u62a2\u8d70\u9ad8\u8fbe20\u4e07\u7f8e\u5143\u751a\u81f3\u66f4\u591a\u3002 Fat Cat Funds\u57fa\u91d1\u4f1a\u8017\u5c3d\u9000\u4f11\u540e\u7684\u8d22\u5bcc \u6700\u8fd1\u7684Stockspot Fat Cat Funds\u62a5\u544a\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u5f00\u59cb\u68c0\u67e5\u7684\u5730\u65b9\uff0c\u56e0\u4e3a\u5b83\u4f7f\u7528\u8f83\u957f\u671f\u7684\u540e\u8d39\u7528\u56de\u62a5(5\u5e74)\u6765\u6bd4\u8f83100\u5bb6\u6700\u5927\u7684\u57fa\u91d1\u7ecf\u7406\u63d0\u4f9b\u7684\u4e00\u7cfb\u5217\u6295\u8d44\u98ce\u683c(\u6fc0\u8fdb\u7684\u3001\u589e\u957f\u7684\u3001\u5e73\u8861\u7684\u548c\u6e29\u548c\u7684)\uff0c\u5e76\u6e05\u695a\u5730\u6982\u8ff0\u4e86\u8d39\u7528\u3002 \u603b\u800c\u8a00\u4e4b\uff0c\u5b83\u6bd4\u8f83\u4e86600\u79cd\u591a\u79cd\u8d44\u4ea7\u7684\u6295\u8d44\u9009\u62e9\u3002 \u800c\u6700\u597d\u7684\u201cfit cat\u201d\u57fa\u91d1\u6392\u884c\u699c\u540d\u5217\u524d\u8305\u7279\u6027\u7684\u4e00\u4e9b\u9884\u671f\u7ed3\u679c\u50cfHESTA UniSuper, IOOF AustralianSuper,\u5e95\u90e8\u9644\u8fd1\u7684\u201cfat cat\u201d\u57fa\u91d1\u4e5f\u76f8\u5f53\u719f\u6089\u7684\u6240\u6709\u9519\u8bef\u7684\u539f\u56e0,\u8bb8\u591a\u57fa\u91d1\u7ecf\u7406\u6709Hayne Royal Commission\u3002 \u572840\u5bb6\u8868\u73b0\u4e0d\u4f73\u7684\u201c\u80a5\u732b\u201d\u57fa\u91d1\u4e2d\uff0cAMP\u548c\u524dANZ\u652f\u6301\u7684OnePath\u52a0\u8d77\u6765\u5360\u636e\u4e86\u4e00\u534a\u4ee5\u4e0a\u7684\u4efd\u989d\uff0c\u800c\u5728\u6240\u6709\u56db\u7c7b\u57fa\u91d1\u4e2d\uff0cAMP\u65e0\u7591\u662f\u8868\u73b0\u6700\u5dee\u7684\u57fa\u91d1\u63d0\u4f9b\u5546\u3002 \u5254\u9664\u8d39\u7528\u540e\uff0cMacquarie\u8fd8\u5728\u4e00\u4e9b\u8868\u73b0\u8f83\u5dee\u7684\u94f6\u884c\u4e2d\u540d\u5217\u524d\u8305\u3002 \u5c24\u5176\u503c\u5f97\u6ce8\u610f\u7684\u662fAMP Capital\u7684\u52a8\u6001\u5e02\u573a\u57fa\u91d1(Dynamic Markets Fund)\uff0c\u8be5\u57fa\u91d1\u5b9e\u73b0\u4e86\u4ee4\u4eba\u96be\u4ee5\u7f6e\u4fe1\u7684\u58ee\u4e3e\uff0c\u6210\u4e3a\u7b2c\u4e00\u652f\u4e94\u5e74\u5b9e\u73b0\u8d1f\u5e74\u56de\u62a5\u73872.2%\u7684\u5e73\u8861\u57fa\u91d1\u3002 \u4e00\u4e2a\u88ab\u8ba4\u4e3a\u662f\u4e13\u4e1a\u4e14\u79ef\u6781\u7ba1\u7406\u7684\u8d85\u7ea7\u57fa\u91d1\uff0c\u51e0\u4e4e\u4efb\u4f55\u4e1c\u897f\u2014\u2014\u6bd4\u5982\u6fb3\u5927\u5229\u4e9a\u6307\u6570\u57fa\u91d1\uff0c\u751a\u81f3\u4e00\u4e2a\u7b80\u5355\u7684\u94f6\u884c\u8d26\u6237\u2014\u2014\u90fd\u80fd\u8f7b\u677e\u8dd1\u8d62\u5b83\uff0c\u60f3\u60f3\u771f\u662f\u4ee4\u4eba\u9707\u60ca\u3002 \u5173\u6ce8\u8d39\u7528 Fat Cat Funds\u7684\u62a5\u544a\u786e\u5b9e\u8868\u660e\uff0c\u5173\u6ce8\u8d39\u7528\u662f\u81f3\u5173\u91cd\u8981\u7684\u3002 Stockspot\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Chris Brycki\u8bf4\uff0c\u76f2\u76ee\u76f8\u4fe1\u4f60\u7684\u8d85\u7ea7\u57fa\u91d1\u8868\u73b0\u826f\u597d\u662f\u4e0d\u591f\u7684\u3002 Stockspot\u7684\u5206\u6790\u53d1\u73b0\uff0c\u201cfit cat\u201d\u589e\u957f\u57fa\u91d1\u7684\u5e73\u5747\u6536\u8d39\u4e3a1.10%\uff0c\u800c\u201cfat cat\u201d\u589e\u957f\u57fa\u91d1\u7684\u5e73\u5747\u6536\u8d39\u4e3a2.08%\u3002 Brycki\u8868\u793a\uff0c\u4e00\u4e2a30\u5c81\u7684\u4eba\u5982\u679c\u628a\u6536\u8d392%\u7684\u57fa\u91d1\u6362\u6210\u6536\u8d390.5%\u52301%\u7684\u57fa\u91d1\uff0c\u90a3\u4e48\u4ed6\u5728\u9000\u4f11\u540e\u53ef\u4ee5\u591a\u8d5a20\u4e07\u523025\u4e07\u6fb3\u5143\u3002 \u6295\u8d44\u8868\u73b0\u4e5f\u5f88\u91cd\u8981 \u663e\u7136\uff0c\u57fa\u91d1\u4e1a\u7ee9\u662f\u53e6\u4e00\u4e2a\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u4f46\u66f4\u96be\u4ee5\u786e\u5b9a\uff0c\u56e0\u4e3a\u8fc7\u53bb\u7684\u4e1a\u7ee9\u5e76\u4e0d\u662f\u672a\u6765\u4e1a\u7ee9\u7684\u51c6\u786e\u6307\u6807\u3002 5\u5e74\u7684\u6bd4\u8f83\u8981\u597d\u4e00\u4e9b\uff0c\u56e0\u4e3a\u5b83\u8868\u660e\u957f\u671f\u8868\u73b0\u66f4\u597d\u7684\u57fa\u91d1\uff0c\u5f80\u5f80\u8fd0\u884c\u5f97\u66f4\u597d\uff0c\u4f46\u5728\u6bd4\u8f83\u4e0d\u540c\u57fa\u91d1\u65f6\uff0c\u8003\u8651\u4e00\u4e9b\u56e0\u7d20\u4e5f\u5f88\u91cd\u8981\uff0c\u6bd4\u5982\u7a33\u5065\u7684\u6295\u8d44\u65b9\u6cd5\u3001\u57fa\u91d1\u7684\u975e\u6d41\u52a8\u6027\u6bd4\u4f8b\u4ee5\u53ca\u6574\u4f53\u98ce\u9669\u3002 \u5728\u8003\u8651\u66f4\u6362\u57fa\u91d1\u65f6\uff0c\u8fd8\u9700\u8981\u8003\u8651\u4fdd\u9669\u8303\u56f4\u548c\u8d44\u672c\u5229\u5f97\u7a0e\u98ce\u9669\uff0c\u9664\u975e\u6210\u5458\u81ea\u5df1\u505a\u4e86\u5927\u91cf\u5c3d\u804c\u8c03\u67e5\uff0c\u5426\u5219\u901a\u5e38\u9700\u8981\u4e13\u4e1a\u5efa\u8bae\u3002 \u9053\u5fb7\u57fa\u91d1\u548c\u53ef\u6301\u7eed\u57fa\u91d1\u7684\u5927\u597d\u65f6\u673a \u4eca\u5e74\u57fa\u91d1\u6392\u884c\u699c\u7684\u53e6\u4e00\u4e2a\u663e\u8457\u7279\u70b9\u662f\uff0c\u9053\u5fb7\u548c\u53ef\u6301\u7eed\u57fa\u91d1\u901a\u5e38\u8868\u73b0\u76f8\u5f53\u5f3a\u52b2\u3002 \u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u53ef\u80fd\u662f\u56e0\u4e3a\u5316\u77f3\u71c3\u6599\u516c\u53f8\u5728\u8fc7\u53bb\u4e94\u5e74\u4e2d\u8868\u73b0\u4e0d\u4f73\uff0c\u53ef\u80fd\u4f1a\u5728\u4eca\u540e\u590d\u82cf\uff0c\u4f46\u8fd9\u4e5f\u662f\u6b64\u7c7b\u57fa\u91d1\u7684\u90e8\u5206\u610f\u4e49\u3002 \u968f\u7740\u66f4\u6e05\u6d01\u3001\u66f4\u53ef\u6301\u7eed\u7684\u66ff\u4ee3\u80fd\u6e90\u7684\u84ec\u52c3\u53d1\u5c55\uff0c\u73af\u5883\u8bb0\u5f55\u8f83\u5dee\u7684\u516c\u53f8\u4e5f\u6709\u53ef\u80fd\u5931\u53bb\u56de\u62a5\u3002 \u884c\u4e1a\u57fa\u91d1\u4ecd\u7136\u5360\u636e\u4f18\u52bf \u8fd9\u4efd\u699c\u5355\u8fd8\u4f53\u73b0\u4e86\u884c\u4e1a\u8d85\u7ea7\u57fa\u91d1\u548c\u96f6\u552e\u8d85\u7ea7\u57fa\u91d1\u4e4b\u95f4\u6301\u4e45\u7684\u4e89\u8bba\uff0c\u8fd9\u6b21\u884c\u4e1a\u57fa\u91d1\u4f4d\u5c45\u699c\u9996\uff0c\u4e3b\u8981\u539f\u56e0\u662f\u8d39\u7528\u8f83\u4f4e\uff0c\u4f46\u5bf9\u672a\u4e0a\u5e02\u8d44\u4ea7\u7684\u914d\u7f6e\u8f83\u9ad8\u3002 \u5728\u67d0\u4e9b\u6295\u8d44\u73af\u5883\u4e2d\uff0c\u5c06\u66f4\u591a\u8d44\u91d1\u914d\u7f6e\u5230\u975e\u4e0a\u5e02\u8d44\u4ea7\u53ef\u80fd\u662f\u4e00\u4e2a\u4e0d\u5229\u56e0\u7d20\uff0c\u4f46\u8fd9\u4e00\u6b21\u6539\u5584\u4e86\u6295\u8d44\u8868\u73b0\u3002 \u6240\u6709\u57ab\u5e95\u768410\u53ea\u57fa\u91d1\u90fd\u662f\u96f6\u552e\u57fa\u91d1\uff0c\u4f46\u4e5f\u6709\u4e00\u4e9b\u8868\u73b0\u826f\u597d\u7684\u96f6\u552e\u57fa\u91d1\u5728\u699c\u5355\u4e0a\u6392\u540d\u9760\u524d\u3002<\/p>\n","protected":false},"author":2,"featured_media":9549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.3 (Yoast SEO v21.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86<\/title>\n<meta name=\"description\" content=\"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86\" \/>\n<meta property=\"og:description\" content=\"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/\" \/>\n<meta property=\"og:site_name\" content=\"smallcapsCN\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-02T00:20:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-29T17:47:08+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/smallcaps-production.test\/wp-content\/uploads\/2020\/10\/Super-funds-superannuation-fees-funds-retirement-wealth.jpg\" \/>\n<meta name=\"author\" content=\"John Beveridge\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86\" \/>\n<meta name=\"twitter:description\" content=\"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002\" \/>\n<meta name=\"twitter:image\" content=\"http:\/\/smallcaps-production.test\/wp-content\/uploads\/2020\/10\/Super-funds-superannuation-fees-funds-retirement-wealth.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"John Beveridge\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/\",\"url\":\"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/\",\"name\":\"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86\",\"isPartOf\":{\"@id\":\"https:\/\/smallcapscn.x5view.co\/#website\"},\"datePublished\":\"2020-10-02T00:20:14+00:00\",\"dateModified\":\"2023-08-29T17:47:08+00:00\",\"author\":{\"@id\":\"https:\/\/smallcapscn.x5view.co\/#\/schema\/person\/1fd60f536fbbb45bb64755c73d6eba45\"},\"description\":\"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/smallcapscn.x5view.co\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/smallcapscn.x5view.co\/#website\",\"url\":\"https:\/\/smallcapscn.x5view.co\/\",\"name\":\"smallcapsCN\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/smallcapscn.x5view.co\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/smallcapscn.x5view.co\/#\/schema\/person\/1fd60f536fbbb45bb64755c73d6eba45\",\"name\":\"John Beveridge\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/smallcapscn.x5view.co\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f40a3ea8b49fb32ce6fb883e2e14899?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f40a3ea8b49fb32ce6fb883e2e14899?s=96&d=mm&r=g\",\"caption\":\"John Beveridge\"},\"description\":\"John is a highly experienced business journalist and formerly chief business writer for the Herald Sun. He has covered Federal politics in Canberra, was Los Angeles Bureau chief for News Limited and was also chief of staff for the Herald Sun. He has covered a wide range of small and large cap ASX stocks and has a special interest in mining, technology and biotech.\",\"url\":\"https:\/\/smallcapscn.x5view.co\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86","description":"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86","og_description":"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002","og_url":"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/","og_site_name":"smallcapsCN","article_published_time":"2020-10-02T00:20:14+00:00","article_modified_time":"2023-08-29T17:47:08+00:00","og_image":[{"url":"http:\/\/smallcaps-production.test\/wp-content\/uploads\/2020\/10\/Super-funds-superannuation-fees-funds-retirement-wealth.jpg"}],"author":"John Beveridge","twitter_card":"summary_large_image","twitter_title":"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86","twitter_description":"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002","twitter_image":"http:\/\/smallcaps-production.test\/wp-content\/uploads\/2020\/10\/Super-funds-superannuation-fees-funds-retirement-wealth.jpg","twitter_misc":{"Written by":"John Beveridge"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/","url":"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/","name":"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86","isPartOf":{"@id":"https:\/\/smallcapscn.x5view.co\/#website"},"datePublished":"2020-10-02T00:20:14+00:00","dateModified":"2023-08-29T17:47:08+00:00","author":{"@id":"https:\/\/smallcapscn.x5view.co\/#\/schema\/person\/1fd60f536fbbb45bb64755c73d6eba45"},"description":"\u4ece\u6602\u8d35\u7684\u3001\u8868\u73b0\u4e0d\u4f73\u7684\u517b\u8001\u57fa\u91d1\u8f6c\u5411\u4e00\u4e2a\u8868\u73b0\u66f4\u597d\u3001\u8d39\u7528\u66f4\u4f4e\u7684\u57fa\u91d1\uff0c\u53ef\u4ee5\u8bf4\u73b0\u5728\u662f\u6700\u4f73\u65f6\u673a\u3002","breadcrumb":{"@id":"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/smallcapscn.x5view.co\/time-to-switch-out-of-bad-super-funds\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/smallcapscn.x5view.co\/"},{"@type":"ListItem","position":2,"name":"\u662f\u65f6\u5019\u6446\u8131\u574f\u7684\u8d85\u7ea7\u57fa\u91d1\u4e86"}]},{"@type":"WebSite","@id":"https:\/\/smallcapscn.x5view.co\/#website","url":"https:\/\/smallcapscn.x5view.co\/","name":"smallcapsCN","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/smallcapscn.x5view.co\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/smallcapscn.x5view.co\/#\/schema\/person\/1fd60f536fbbb45bb64755c73d6eba45","name":"John Beveridge","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/smallcapscn.x5view.co\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f40a3ea8b49fb32ce6fb883e2e14899?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f40a3ea8b49fb32ce6fb883e2e14899?s=96&d=mm&r=g","caption":"John Beveridge"},"description":"John is a highly experienced business journalist and formerly chief business writer for the Herald Sun. He has covered Federal politics in Canberra, was Los Angeles Bureau chief for News Limited and was also chief of staff for the Herald Sun. He has covered a wide range of small and large cap ASX stocks and has a special interest in mining, technology and biotech.","url":"https:\/\/smallcapscn.x5view.co\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=\/wp\/v2\/posts\/2026"}],"collection":[{"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2026"}],"version-history":[{"count":1,"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=\/wp\/v2\/posts\/2026\/revisions"}],"predecessor-version":[{"id":9548,"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=\/wp\/v2\/posts\/2026\/revisions\/9548"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=\/wp\/v2\/media\/9549"}],"wp:attachment":[{"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smallcapscn.x5view.co\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}