{"id":4254,"date":"2021-11-23T22:44:30","date_gmt":"2021-11-23T22:44:30","guid":{"rendered":"\/\/smallcapscn.x5view.co\/?p=4254"},"modified":"2023-08-29T17:52:04","modified_gmt":"2023-08-29T17:52:04","slug":"how-to-avoid-outliving-your-savings","status":"publish","type":"post","link":"https:\/\/smallcapscn.x5view.co\/?p=4254","title":{"rendered":"\u5982\u4f55\u907f\u514d\u900f\u652f\u5b58\u6b3e"},"content":{"rendered":"

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FIRE\u6295\u8d44\u8005\u2014\u2014\u8d22\u52a1\u72ec\u7acb\uff0c\u63d0\u524d\u9000\u4f11\u2014\u2014\u901a\u5e38\u90fd\u5f88\u5e74\u8f7b\uff0c\u4f46\u4ed6\u4eec\u4f1a\u65e0\u4f11\u6b62\u5730\u4e89\u8bba\u4ece\u50a8\u84c4\u4e2d\u53ef\u4ee5\u53d6\u51fa\u591a\u5c11\u94b1\uff0c\u5982\u679c\u4f60\u5f88\u65e9\u5c31\u9000\u4f11\uff0c\u77e5\u9053\u8fd9\u4e00\u70b9\u5c24\u5176\u91cd\u8981\u3002<\/p>\n

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4%\u63d0\u6b3e\u7684\u89c4\u5219\u5907\u53d7\u4e89\u8bae<\/h2>\n

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Morningstar\u9009\u62e9\u4e3a3.3%<\/h2>\n

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\u201c\u6211\u4eec\u7684\u7814\u7a76\u53d1\u73b0\uff0c\u5982\u679c\u9000\u4f11\u4eba\u5458\u613f\u610f\u8c03\u6574\u5176\u4e2d\u4e00\u4e9b\u53d8\u91cf\uff0c\u6bd4\u5982\u5bb9\u5fcd\u8f83\u4f4e\u7684\u6210\u529f\u7387\u6216\u653e\u5f03\u5b8c\u5168\u7684\u901a\u80c0\u8c03\u6574\uff0c\u4ed6\u4eec\u53ef\u4ee5\u83b7\u5f97\u66f4\u9ad8\u7684\u521d\u59cb\u63d0\u6b3e\u7387\u548c\u66f4\u9ad8\u7684\u7ec8\u751f\u63d0\u6b3e\u7387\u3002\u201d<\/p>\n

Vanguard\u53d1\u73b0FIRE\u7684\u6295\u8d44\u8005\u5e94\u8be5\u975e\u5e38\u5c0f\u5fc3<\/h2>\n

Vanguard\u4e5f\u505a\u4e86\u4e00\u4e9b\u5173\u4e8e4%\u89c4\u5219\u7684\u7814\u7a76\u2014\u2014\u5c24\u5176\u662f\u5f53\u5b83\u9002\u7528\u4e8eFIRE\u6295\u8d44\u8005\u65f6\u2014\u2014\u5e76\u5bf9\u90a3\u4e9b\u75af\u72c2\u5730\u60f3\u5b58\u94b1\u5e76\u65e9\u65e9\u9000\u51fa\u6fc0\u70c8\u7ade\u4e89\u7684\u4eba\u63d0\u51fa\u4e86\u4e00\u4e9b\u60b2\u89c2\u7684\u53d1\u73b0\u3002<\/p>\n

50\u5e74\u7684\u9000\u4f11\u751f\u6d3b\u2014\u2014\u8fd9\u662f\u5f88\u591a\u4eba\u7684FIRE\u76ee\u6807\u2014\u2014\u4e0e\u4f20\u7edf\u768430\u5e74\u9000\u4f11\u751f\u6d3b\u76f8\u6bd4\uff0c\u5f88\u591a\u4e8b\u60c5\u90fd\u53d1\u751f\u4e86\u53d8\u5316\u3002<\/p>\n

Vanguard\u7684\u7814\u7a76\u53d1\u73b0\uff0c\u968f\u7740\u9000\u4f11\u671f\u9650\u7684\u5ef6\u957f\uff0c\u5f53\u4f60\u4f7f\u75284%\u7684\u63d0\u6b3e\u7387\u65f6\uff0c\u7528\u5149\u94b1\u7684\u51e0\u7387\u4f1a\u663e\u8457\u589e\u52a0\u3002<\/p>\n

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\u9000\u4f11\u91d1\u662f\u4e3a\u62bd\u53d6\u800c\u8bbe\u8ba1\u7684<\/h2>\n

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\u8fd9\u4f7f\u5f97FIRE\u5bf9\u6fb3\u5927\u5229\u4e9a\u4eba\u7684\u8ba1\u7b97\u6bd4\u7f8e\u56fd\u4eba\u8981\u590d\u6742\u4e00\u4e9b\uff0c\u5c3d\u7ba1\u6fb3\u5927\u5229\u4e9a\u6709\u4e00\u4e2a\u5e74\u9f84\u517b\u8001\u91d1\u4f53\u7cfb<\/p>\n","protected":false},"excerpt":{"rendered":"

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