{"id":5075,"date":"2022-05-02T03:52:17","date_gmt":"2022-05-02T03:52:17","guid":{"rendered":"\/\/smallcapscn.x5view.co\/?p=5075"},"modified":"2023-08-29T17:53:55","modified_gmt":"2023-08-29T17:53:55","slug":"dont-rely-on-ato-chase-your-lost-super","status":"publish","type":"post","link":"https:\/\/smallcapscn.x5view.co\/?p=5075","title":{"rendered":"\u4e0d\u8981\u4f9d\u8d56ATO\u6765\u8ffd\u9010\u4f60\u5931\u53bb\u7684\u9000\u4f11\u91d1"},"content":{"rendered":"

\u60a8\u53ef\u4ee5\u4f9d\u9760\u6fb3\u5927\u5229\u4e9a\u7a0e\u52a1\u5c40\uff08Australian Tax Office\uff1bATO\uff09\u6765\u505a\u5f88\u591a\u4e8b\u60c5\uff0c\u4f46\u786e\u4fdd\u60a8\u7684\u8001\u677f\u652f\u4ed8\u60a8\u7684\u9000\u4f11\u91d1\u5e76\u4e0d\u662f\u5176\u4e2d\u4e4b\u4e00\u3002<\/p>\n

\u60a8\u53ef\u80fd\u53ef\u4ee5\u4f9d\u9760\u4ed6\u4eec\u6765\u83b7\u5f97\u60a8\u5fd8\u8bb0\u7533\u62a5\u7684\u90a3\u90e8\u5206\u6536\u5165\uff0c\u62d2\u7edd\u60a8\u65e0\u6743\u83b7\u5f97\u7684\u4efb\u4f55\u6263\u9664\uff0c\u652f\u4ed8\u60a8\u7684\u9000\u6b3e\u6216\u83b7\u53d6\u60a8\u5fd8\u8bb0\u63d0\u53ca\u7684\u4efb\u4f55\u8d44\u672c\u6536\u76ca\u3002<\/p>\n

\u4f46\u4ed6\u4eec\u81ea\u5df1\u4e5f\u627f\u8ba4\uff0cATO \u5728\u786e\u4fdd\u8001\u677f\u6309\u65f6\u652f\u4ed8\u9002\u91cf\u7684\u9000\u4f11\u91d1\u65b9\u9762\u505a\u5f97\u76f8\u5f53\u7cdf\u7cd5\u3002<\/p>\n

Australian National Audit Office\u5bf9 ATO \u5728\u786e\u4fdd\u652f\u4ed8\u517b\u8001\u91d1\u65b9\u9762\u7684\u8868\u73b0\u8fdb\u884c\u4e86\u4e00\u9879\u4ee4\u4eba\u75db\u5fc3\u7684\u68c0\u67e5\uff0c\u53d1\u73b0 ATO \u5e76\u6ca1\u6709\u4e3b\u52a8\u8ffd\u6355\u672a\u80fd\u652f\u4ed8\u517b\u8001\u91d1\u7684\u96c7\u4e3b\uff0c\u800c\u662f\u91c7\u7528\u4e86\u201c\u4f4e\u63a5\u89e6\u63a8\u52a8\u201d\u7684\u65b9\u6cd5\u3002<\/p>\n

\u5927\u591a\u6570\u5931\u53bb\u7684\u9000\u4f11\u91d1\u4fdd\u6301\u8fd9\u79cd\u72b6\u6001<\/h2>\n

\u7ed3\u679c\uff0cATO \u6bcf\u5e74\u53ea\u6536\u53d6 15% \u7684\u672a\u4ed8\u517b\u8001\u91d1\uff0c\u8fd9\u610f\u5473\u7740\u4e00\u4e9b\u96c7\u4e3b\u5b9e\u9645\u4e0a\u4ece\u5458\u5de5\u90a3\u91cc\u83b7\u5f97\u4e86\u6bcf\u5e74 45 \u4ebf\u6fb3\u5143\u7684\u65e0\u606f\u8d37\u6b3e\u2014\u2014\u8fd9\u7b14\u8d37\u6b3e\u5f88\u53ef\u80fd\u4f1a\u53d8\u6210\u793c\u7269\u3002<\/p>\n

\u60c5\u51b5\u5373\u5c06\u53d8\u5f97\u66f4\u7cdf\uff0c\u968f\u7740 7 \u6708 1 \u65e5\u53d6\u6d88\u5f3a\u5236\u6027\u96c7\u4e3b\u9000\u4f11\u91d1\u6bcf\u6708\u6700\u4f4e 450 \u6fb3\u5143\u7684\u95e8\u69db\uff0c\u5c06\u4e3a\u9000\u4f11\u91d1\u7cfb\u7edf\u589e\u52a0\u6570\u5341\u4e07\u989d\u5916\u5de5\u4eba\u3002<\/p>\n

Industry Super Australia \u4f30\u8ba1\u7ea6\u6709\u56db\u5206\u4e4b\u4e00\u7684\u5458\u5de5\u65e0\u507f\u9886\u53d6\u517b\u8001\u91d1\uff0c\u8fd9\u662f\u4e00\u4e2a\u771f\u6b63\u88ab\u5ffd\u89c6\u7684\u5927\u95ee\u9898\u3002<\/p>\n

\u4e25\u5389\u7684\u65b0\u6267\u6cd5\u6cd5\u672a\u7ecf\u68c0\u9a8c<\/h2>\n

\u5ba1\u8ba1\u62a5\u544a\u53d1\u73b0\uff0cATO \u5728\u5f25\u8865\u5931\u53bb\u7684\u9000\u4f11\u91d1\u548c\u9f13\u52b1\u96c7\u4e3b\u652f\u4ed8\u9000\u4f11\u91d1\u65b9\u9762\u7684\u52aa\u529b\u4ec5\u90e8\u5206\u6709\u6548\u3002<\/p>\n

\u5c3d\u7ba1 ATO \u627f\u8bfa\u5728 2020-2021 \u5e74\u7684\u4e09\u5230\u56db\u5e74\u5185\u79ef\u6781\u5904\u7406 40% \u7684\u5408\u89c4\u6848\u4ef6\uff0c\u4f46\u60c5\u51b5\u8fd8\u662f\u5982\u6b64\u3002<\/p>\n

\u5728 2017 \u5e74\u5f15\u5165\u9000\u4f11\u91d1\u62c5\u4fdd\u5de5\u4f5c\u7ec4\u540e\uff0cATO \u5b9e\u9645\u4e0a\u4ee5\u201c\u72d7\u5403\u4e86\u6211\u7684\u4f5c\u4e1a\u201d\u4e3a\u501f\u53e3\uff0c\u5b9e\u9645\u4e0a\u51cf\u5c11\u4e86\u4e3b\u52a8\u5408\u89c4\u63aa\u65bd\uff0c\u4ece\u201c\u4ece\u8d44\u6e90\u5bc6\u96c6\u578b\u5ba1\u8ba1\u6d3b\u52a8\u8f6c\u5411\u4f4e\u63a5\u89e6\u63a8\u52a8\u201d\u3002<\/p>\n

\u5728\u4e1b\u6797\u5927\u706b\u548c COVID-19 \u5927\u6d41\u884c\u671f\u95f4\u6267\u6cd5\u6682\u505c\uff0c\u7ed3\u679c\u662f ATO \u66f4\u5f3a\u5927\u7684\u6267\u6cd5\u6743\u529b\u201c\u57fa\u672c\u4e0a\u6ca1\u6709\u5f97\u5230\u884c\u4f7f\u201d\u3002<\/p>\n

\u5982\u6b64\u7cdf\u7cd5\u7684\u5408\u89c4\u5de5\u4f5c\u610f\u5473\u7740\uff0c\u5728 2013-2014 \u5e74\u548c 2018-2019 \u5e74\u95f4\uff0cATO \u5408\u89c4\u6d3b\u52a8\u6bcf\u5e74\u4e0d\u5230\u4f30\u8ba1\u7684\u672a\u652f\u4ed8\u517b\u8001\u91d1\u91d1\u989d\u7684 15%\u3002<\/p>\n

\u4f1a\u5458\u9700\u8981\u4e3b\u52a8\u5904\u7406\u672a\u4ed8\u7684\u517b\u8001\u91d1<\/h2>\n

\u5bf9\u4e8e\u6211\u4eec\u7684\u4e3b\u8981\u673a\u6784\u4e4b\u4e00\u7684\u5982\u6b64\u7cdf\u7cd5\u7684\u8868\u73b0\uff0c\u6211\u4eec\u65e0\u80fd\u4e3a\u529b\uff0c\u4f46\u6bcf\u4e2a\u4eba\u90fd\u53ef\u4ee5\u91c7\u53d6\u8bb8\u591a\u63aa\u65bd\u6765\u786e\u4fdd\u4ed6\u4eec\u7684\u517b\u8001\u91d1\u5f97\u5230\u652f\u4ed8\u3002<\/p>\n

\u5c24\u5176\u91cd\u8981\u7684\u662f\uff0c\u5e74\u8f7b\u4eba\u548c\u4f4e\u6536\u5165\u8005\u786e\u4fdd\u4ed6\u4eec\u7684\u517b\u8001\u91d1\u5f97\u5230\u652f\u4ed8\uff0c\u56e0\u4e3a\u5373\u4f7f\u662f\u5c11\u91cf\u4e5f\u6709\u957f\u671f\u590d\u5229\u7684\u80fd\u529b\u3002<\/p>\n

\u9996\u5148\u8981\u505a\u7684\u662f\u901a\u8fc7\u767b\u5f55\u60a8\u7684\u9000\u4f11\u91d1\u8d26\u6237\u6765\u4f7f\u7528\u60a8\u7684\u9000\u4f11\u91d1\u57fa\u91d1\uff0c\u7136\u540e\u68c0\u67e5\u60a8\u6536\u5230\u7684\u9000\u4f11\u91d1\u6b3e\u9879\u662f\u5426\u4e0e\u60a8\u7684\u5de5\u8d44\u5355\u4e0a\u663e\u793a\u7684\u76f8\u7b26\u3002<\/p>\n

\u9000\u4f11\u91d1\u652f\u4ed8\u53ea\u9700\u8981\u6bcf\u4e09\u4e2a\u6708\u8fdb\u884c\u4e00\u6b21\uff0c\u56e0\u6b64\u60a8\u9700\u8981\u4ea4\u53c9\u53c2\u8003\u7684\u5de5\u8d44\u5355\u53ef\u80fd\u6bd4\u60a8\u9884\u671f\u7684\u8981\u65e7\u3002<\/p>\n

\u53ea\u8981\u60a8\u7684\u6708\u6536\u5165\u8d85\u8fc7 450 \u6fb3\u5143\u5e76\u4e14\u5e74\u6ee1 18 \u5c81\uff0c\u9000\u4f11\u91d1\u652f\u4ed8\u5e94\u5360\u603b\u5de5\u8d44\u7684 10%\uff0c\u4e0d\u5305\u62ec\u52a0\u73ed\u8d39\u3002<\/p>\n

\u5982\u679c\u60a8\u8ba4\u4e3a\u60a8\u7684\u517b\u8001\u91d1\u652f\u4ed8\u6709\u95ee\u9898\uff0c\u6700\u597d\u4e0e\u540c\u4e8b\u6838\u5b9e\u4e00\u4e0b\uff0c\u770b\u770b\u4ed6\u4eec\u662f\u5426\u6709\u7c7b\u4f3c\u7684\u95ee\u9898\u3002<\/p>\n

\u7136\u540e\u662f\u65f6\u5019\u4e0e\u60a8\u7684\u96c7\u4e3b\u548c\/\u6216\u60a8\u7684\u9000\u4f11\u91d1\u57fa\u91d1\uff0c\u751a\u81f3\u60a8\u7684\u5de5\u4f1a\u6838\u5b9e\u60a8\u662f\u5426\u662f\u4f1a\u5458\u3002<\/p>\n

\u5982\u679c\u8fd9\u4e9b\u90fd\u6ca1\u6709\u4ea7\u751f\u597d\u7684\u7ed3\u679c\uff0c\u5e76\u4e14\u60a8\u4ecd\u7136\u786e\u4fe1\u60a8\u7684\u9000\u4f11\u91d1\u4e0d\u8db3\uff0c\u60a8\u53ef\u4ee5\u8054\u7cfb ATO \u8fdb\u884c\u4fdd\u5bc6\u4e3e\u62a5\u3002<\/p>\n

\u5e0c\u671b\u5230\u90a3\u65f6\u8fd9\u4efd\u4e25\u5389\u7684\u5ba1\u8ba1\u62a5\u544a\u5c06\u52a0\u901f\u6267\u6cd5\u6d3b\u52a8\uff0c\u8db3\u4ee5\u5e2e\u52a9\u60a8\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u60a8\u53ef\u4ee5\u4f9d\u9760\u6fb3\u5927\u5229\u4e9a\u7a0e\u52a1\u5c40\uff08Australian Tax Office\uff1bATO\uff09\u6765\u505a\u5f88\u591a\u4e8b\u60c5\uff0c\u4f46\u786e\u4fdd\u60a8\u7684\u8001\u677f\u652f\u4ed8\u60a8\u7684\u9000\u4f11\u91d1\u5e76\u4e0d\u662f\u5176\u4e2d\u4e4b\u4e00\u3002 \u60a8\u53ef\u80fd\u53ef\u4ee5\u4f9d\u9760\u4ed6\u4eec\u6765\u83b7\u5f97\u60a8\u5fd8\u8bb0\u7533\u62a5\u7684\u90a3\u90e8\u5206\u6536\u5165\uff0c\u62d2\u7edd\u60a8\u65e0\u6743\u83b7\u5f97\u7684\u4efb\u4f55\u6263\u9664\uff0c\u652f\u4ed8\u60a8\u7684\u9000\u6b3e\u6216\u83b7\u53d6\u60a8\u5fd8\u8bb0\u63d0\u53ca\u7684\u4efb\u4f55\u8d44\u672c\u6536\u76ca\u3002 \u4f46\u4ed6\u4eec\u81ea\u5df1\u4e5f\u627f\u8ba4\uff0cATO \u5728\u786e\u4fdd\u8001\u677f\u6309\u65f6\u652f\u4ed8\u9002\u91cf\u7684\u9000\u4f11\u91d1\u65b9\u9762\u505a\u5f97\u76f8\u5f53\u7cdf\u7cd5\u3002 Australian National Audit Office\u5bf9 ATO \u5728\u786e\u4fdd\u652f\u4ed8\u517b\u8001\u91d1\u65b9\u9762\u7684\u8868\u73b0\u8fdb\u884c\u4e86\u4e00\u9879\u4ee4\u4eba\u75db\u5fc3\u7684\u68c0\u67e5\uff0c\u53d1\u73b0 ATO \u5e76\u6ca1\u6709\u4e3b\u52a8\u8ffd\u6355\u672a\u80fd\u652f\u4ed8\u517b\u8001\u91d1\u7684\u96c7\u4e3b\uff0c\u800c\u662f\u91c7\u7528\u4e86\u201c\u4f4e\u63a5\u89e6\u63a8\u52a8\u201d\u7684\u65b9\u6cd5\u3002 \u5927\u591a\u6570\u5931\u53bb\u7684\u9000\u4f11\u91d1\u4fdd\u6301\u8fd9\u79cd\u72b6\u6001 \u7ed3\u679c\uff0cATO \u6bcf\u5e74\u53ea\u6536\u53d6 15% \u7684\u672a\u4ed8\u517b\u8001\u91d1\uff0c\u8fd9\u610f\u5473\u7740\u4e00\u4e9b\u96c7\u4e3b\u5b9e\u9645\u4e0a\u4ece\u5458\u5de5\u90a3\u91cc\u83b7\u5f97\u4e86\u6bcf\u5e74 45 \u4ebf\u6fb3\u5143\u7684\u65e0\u606f\u8d37\u6b3e\u2014\u2014\u8fd9\u7b14\u8d37\u6b3e\u5f88\u53ef\u80fd\u4f1a\u53d8\u6210\u793c\u7269\u3002 \u60c5\u51b5\u5373\u5c06\u53d8\u5f97\u66f4\u7cdf\uff0c\u968f\u7740 7 \u6708 1 \u65e5\u53d6\u6d88\u5f3a\u5236\u6027\u96c7\u4e3b\u9000\u4f11\u91d1\u6bcf\u6708\u6700\u4f4e 450 \u6fb3\u5143\u7684\u95e8\u69db\uff0c\u5c06\u4e3a\u9000\u4f11\u91d1\u7cfb\u7edf\u589e\u52a0\u6570\u5341\u4e07\u989d\u5916\u5de5\u4eba\u3002 Industry Super Australia \u4f30\u8ba1\u7ea6\u6709\u56db\u5206\u4e4b\u4e00\u7684\u5458\u5de5\u65e0\u507f\u9886\u53d6\u517b\u8001\u91d1\uff0c\u8fd9\u662f\u4e00\u4e2a\u771f\u6b63\u88ab\u5ffd\u89c6\u7684\u5927\u95ee\u9898\u3002 \u4e25\u5389\u7684\u65b0\u6267\u6cd5\u6cd5\u672a\u7ecf\u68c0\u9a8c \u5ba1\u8ba1\u62a5\u544a\u53d1\u73b0\uff0cATO \u5728\u5f25\u8865\u5931\u53bb\u7684\u9000\u4f11\u91d1\u548c\u9f13\u52b1\u96c7\u4e3b\u652f\u4ed8\u9000\u4f11\u91d1\u65b9\u9762\u7684\u52aa\u529b\u4ec5\u90e8\u5206\u6709\u6548\u3002 \u5c3d\u7ba1 ATO \u627f\u8bfa\u5728 2020-2021 \u5e74\u7684\u4e09\u5230\u56db\u5e74\u5185\u79ef\u6781\u5904\u7406 40% \u7684\u5408\u89c4\u6848\u4ef6\uff0c\u4f46\u60c5\u51b5\u8fd8\u662f\u5982\u6b64\u3002 \u5728 2017 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