{"id":5306,"date":"2022-06-14T00:18:59","date_gmt":"2022-06-14T00:18:59","guid":{"rendered":"\/\/smallcapscn.x5view.co\/?p=5306"},"modified":"2023-08-29T17:54:26","modified_gmt":"2023-08-29T17:54:26","slug":"are-rising-interest-rates-really-good-for-banks","status":"publish","type":"post","link":"https:\/\/smallcapscn.x5view.co\/?p=5306","title":{"rendered":"\u5229\u7387\u4e0a\u5347\u771f\u7684\u5bf9\u94f6\u884c\u6709\u5229\u5417\uff1f"},"content":{"rendered":"

\u5728\u4e0a\u5468\u6fb3\u5927\u5229\u4e9aReserve Bank of Australia\u8463\u4e8b\u4f1a\u51b3\u5b9a\u52a0\u5feb\u52a0\u606f 0.5% \u4e4b\u540e\uff0c\u53d1\u751f\u4e86\u4e00\u4ef6\u4ee4\u4eba\u56f0\u60d1\u7684\u4e8b\u60c5\u3002<\/p>\n

\u867d\u7136\u666e\u904d\u8ba4\u4e3a\u52a0\u606f\u5bf9\u94f6\u884c\u6709\u5229\uff0c\u56e0\u4e3a\u5b83\u4eec\u6269\u5927\u4e86\u51c0\u606f\u5dee\u5e76\u589e\u52a0\u4e86\u5229\u6da6\uff0c\u4f46\u56db\u5927\u94f6\u884c\u7684\u80a1\u4ef7\u5374\u56e0\u52a0\u606f\u800c\u5927\u5e45\u4e0b\u632b\u3002<\/p>\n

\u6709\u8bb8\u591a\u89e3\u91ca\u4e3a\u4ec0\u4e48\u4f1a\u53d1\u751f\u8fd9\u79cd\u60c5\u51b5\uff0c\u5c3d\u7ba1\u9605\u8bfb\u5927\u91cf\u6295\u8d44\u8005\u7684\u60f3\u6cd5\u603b\u662f\u4e00\u9879\u8270\u5de8\u7684\u4efb\u52a1\u3002<\/p>\n

\u5927\u91cf\u4e0d\u826f\u8d37\u6b3e\u5373\u5c06\u6765\u4e34\uff1f<\/h2>\n

\u4e00\u79cd\u7406\u8bba\u662f\u4e00\u4e2a\u975e\u5e38\u9eef\u6de1\u7684\u7406\u8bba\u2014\u2014\u5229\u7387\u4e0a\u5347\u5c06\u5bfc\u81f4\u623f\u5730\u4ea7\u4ef7\u683c\u4e0b\u8dcc\uff0c\u4ee5\u53ca\u968f\u7740\u8fd8\u6b3e\u989d\u589e\u52a0\u800c\u8d1f\u503a\u7d2f\u7d2f\u7684\u501f\u6b3e\u4eba\u88ab\u63a8\u5230\u8fb9\u7f18\uff0c\u5bfc\u81f4\u574f\u8d26\u8d37\u6b3e\u7684\u4e25\u91cd\u589e\u52a0\u3002<\/p>\n

\u5728\u73b0\u9636\u6bb5\u8fd9\u4f3c\u4e4e\u4e0d\u592a\u53ef\u80fd\uff0c\u56e0\u4e3a\u8bb8\u591a\u4f4f\u623f\u8d37\u6b3e\u501f\u6b3e\u4eba\u7684\u62b5\u62bc\u8d37\u6b3e\u63d0\u524d\u8fd8\u6b3e\uff1b\u4e0d\u8fc7\uff0c\u5982\u679c\u574f\u8d26\u5f00\u59cb\u4e0a\u5347\u4e5f\u4e0d\u8db3\u4e3a\u5947\u3002<\/p>\n

\u5982\u679c\u5728\u623f\u4ef7\u4e0b\u8dcc\u7684\u60c5\u51b5\u4e0b\u62b5\u62bc\u6743\u4eba\u7684\u9500\u552e\u91cf\u5f88\u9ad8\uff0c\u90a3\u4e5f\u53ef\u80fd\u4f1a\u589e\u52a0\u94f6\u884c\u7684\u574f\u8d26\u51c6\u5907\u91d1\u3002<\/p>\n

\u5b58\u6b3e\u6218\u5df2\u7ecf\u6253\u54cd\u4e86\u5417\uff1f<\/h2>\n

\u53e6\u4e00\u4e2a\u62c5\u5fe7\u662f\uff0c\u5728\u5927\u6d41\u884c\u548c\u523a\u6fc0\u652f\u4ed8\u52a0\u4e0a\u8d85\u4f4e\u5229\u7387\u5bfc\u81f4\u6570\u5341\u4ebf\u7f8e\u5143\u4ee5\u6781\u4f4e\u751a\u81f3\u6ca1\u6709\u5229\u606f\u7684\u60c5\u51b5\u4e0b\u6d41\u5165\u94f6\u884c\u4e4b\u540e\uff0c\u5927\u578b\u94f6\u884c\u6ca1\u6709\u51c6\u5907\u597d\u5e94\u5bf9\u4e00\u573a\u7a81\u7136\u7684\u5b58\u6b3e\u6218\u4e89\u3002<\/p>\n

\u6709\u8ff9\u8c61\u8868\u660e\u53ef\u80fd\u6b63\u5728\u53d1\u751f\u53d8\u5316\uff0c\u6295\u8d44\u94f6\u884c Macquarie (ASX: MQG) \u51c6\u5907\u901a\u8fc7\u63a8\u51fa\u4e00\u4e2a\u4ea4\u6613\u8d26\u6237\u6765\u5feb\u901f\u589e\u52a0\u5176\u96f6\u552e\u94f6\u884c\u5b58\u6b3e\uff0c\u8be5\u8d26\u6237\u652f\u4ed8\u9ad8\u8fbe 250,000 \u6fb3\u5143\u7684 1.5% \u7684\u5229\u606f\u2014\u2014\u4e0e Macquarie \u4e4b\u524d\u7684\u5229\u7387\u76f8\u6bd4\u5927\u5e45\u4e0a\u53470.2%\u3002<\/p>\n

\u76ee\u524d\uff0c\u56db\u5927\u94f6\u884c\u5728\u5176\u4ea4\u6613\u8d26\u6237\u4e0a\u63d0\u4f9b\u53ef\u7b11\u7684\u5229\u7387\uff0c\u5e76\u4e14\u80fd\u591f\u4f7f\u7528\u63a5\u8fd1\u514d\u8d39\u8d44\u91d1\u7684\u5de8\u989d\u8d44\u91d1\uff08\u6709\u4eba\u4f30\u8ba1\u9ad8\u8fbe 1000 \u4ebf\u6fb3\u5143\uff09\u4ee5\u9ad8\u5f97\u591a\u7684\u5229\u7387\u53d1\u653e\u8d37\u6b3e\u3002<\/p>\n

\u5373\u4f7f\u8fd9\u4e9b\u8d37\u6b3e\u7684\u5229\u7387\u968f\u7740\u6fb3\u5927\u5229\u4e9a\u592e\u884c\u7684\u52a0\u606f\u800c\u4e0a\u5347\uff0c\u5982\u679c\u5927\u578b\u96f6\u552e\u94f6\u884c\u88ab\u8feb\u5f00\u59cb\u4e3a\u5b58\u6b3e\u652f\u4ed8\u66f4\u591a\u8d39\u7528\uff0c\u4e0e\u5f53\u524d\u60c5\u51b5\u76f8\u6bd4\uff0c\u5b83\u4eec\u7684\u5229\u6da6\u7387\u4e5f\u4f1a\u964d\u4f4e\u3002<\/p>\n

Macquarie\u907f\u5f00\u4e86\u80a1\u4ef7\u4e0b\u8dcc\u7684\u6700\u574f\u60c5\u51b5<\/h2>\n

Macquarie\u5bf9\u5b58\u6b3e\u5e02\u573a\u7684\u6270\u4e71\u662f\u5728\u5176\u589e\u52a0\u4f4f\u623f\u8d37\u6b3e\u8d26\u7c3f\u7684\u4e3e\u63aa\u4e4b\u540e\u53d1\u751f\u7684\uff0c\u8fd9\u6709\u52a9\u4e8e\u89e3\u91ca\u4e3a\u4ec0\u4e48Macquarie\u80fd\u591f\u5e78\u514d\u4e8e\u56db\u5927\u5de8\u5934\u906d\u53d7\u7684\u80a1\u4ef7\u5927\u5e45\u4e0b\u8dcc\u4e2d\u6700\u7cdf\u7cd5\u7684\u60c5\u51b5\u3002<\/p>\n

\u4e8b\u5b9e\u4e0a\uff0c\u4e0a\u5468\u80a1\u4ef7\u4e0b\u8dcc\u4e0e\u94f6\u884c\u7684\u5b58\u6b3e\u57fa\u7840\u5927\u81f4\u4e00\u81f4\uff0cWestpac (ASX: WBC) \u548c Commonwealth Bank (ASX: CBA) \u7684\u8dcc\u5e45\u6bd4 ANZ (ASX: ANZ) \u548c National Australia Bank\u00a0(ASX: NAB)\u7684\u8dcc\u5e45\u8981\u5927\u4e00\u4e9b\u3002<\/p>\n

\u76ee\u524d(ASX: NAB)\u5728\u4ea4\u6613\u8d26\u6237\u9886\u57df\u662f\u4e00\u4e2a\u5f88\u5c0f\u7684\u53c2\u4e0e\u8005\u2014\u2014\u4e0d\u5230\u5e02\u573a\u7684 1%\u2014\u2014\u4f46\u5728\u4ea4\u6613\u8d26\u6237\u4e0a\u63d0\u4f9b\u5982\u6b64\u6709\u7ade\u4e89\u529b\u7684\u5229\u7387\uff0c\u80af\u5b9a\u4f1a\u8feb\u4f7f\u76ee\u524d\u63d0\u4f9b 0.01% \u5229\u606f\u7684\u56db\u5927\u5de8\u5934\u91c7\u53d6\u4e00\u4e9b\u884c\u52a8\u5982\u679c\u60a8\u975e\u5e38\u5e78\u8fd0\u5e76\u6ee1\u8db3\u67d0\u4e9b\u6761\u4ef6\uff0c\u5219\u5728\u4ea4\u6613\u5e10\u6237\u4e0a\u3002<\/p>\n

\u5bf9\u4e8eMacquarie\u6765\u8bf4\uff0c\u63d0\u4f9b\u66f4\u9ad8\u7684\u5b58\u6b3e\u5229\u7387\u5c31\u50cf\u4e00\u79cd\u5e7f\u544a\u5f62\u5f0f\uff0c\u56e0\u4e3a\u5982\u679c\u4ea7\u54c1\u592a\u6210\u529f\uff0c\u5b83\u603b\u662f\u53ef\u4ee5\u964d\u4f4e\u5229\u7387\u3002<\/p>\n

\u5bf9\u4e8e\u5176\u4ed6\u94f6\u884c\u6765\u8bf4\uff0c\u5728\u4ea4\u6613\u8d26\u6237\u4e0a\u4e0e\u8fd9\u79cd\u5229\u7387\u7ade\u4e89\u662f\u4e00\u4ef6\u975e\u5e38\u5934\u75bc\u7684\u4e8b\u60c5\uff0c\u56e0\u4e3a\u8d26\u6237\u6570\u91cf\u8981\u591a\u5f97\u591a\uff0c\u800c\u4e14\u652f\u4ed8\u7684\u5229\u606f\u5f88\u5feb\u5c31\u4f1a\u53d8\u6210\u5927\u7b14\u94b1\u3002<\/p>\n

\u5bf9\u5927\u94f6\u884c\u6765\u8bf4\uff0c\u66f4\u9ad8\u7684\u5b9a\u671f\u5b58\u6b3e\u5229\u7387\u66f4\u5bb9\u6613<\/h2>\n

\u5927\u94f6\u884c\u66f4\u5bb9\u6613\u63d0\u4f9b\u66f4\u597d\u7684\u5b9a\u671f\u5b58\u6b3e\uff0c\u800c\u4e0d\u662f\u66f4\u9ad8\u7684\u4ea4\u6613\u8d26\u6237\u5229\u606f\uff0c\u8fd9\u662f\u5728 RBA \u5347\u503c\u540e\u4ed6\u4eec\u5f00\u59cb\u505a\u7684\u4e8b\u60c5\u3002<\/p>\n

\u5728\u5ba2\u6237\u65b9\u9762\uff0c\u8f6c\u79fb\u5b58\u6b3e\u6bd4\u8f6c\u79fb\u8d37\u6b3e\u8981\u5bb9\u6613\u5f97\u591a\uff0c\u56e0\u6b64\u5ba2\u6237\u7684\u50a8\u84c4\u53ef\u4ee5\u66f4\u52a0\u7075\u6d3b\u3002<\/p>\n

\u53e6\u4e00\u4e2a\u89e3\u91caMacquarie\u8868\u73b0\u66f4\u597d\u7684\u7406\u8bba\u5f88\u7b80\u5355\uff0c\u5b83\u5728\u4f4f\u623f\u8d37\u6b3e\u9886\u57df\u6bd4\u56db\u5927\u94f6\u884c\u5c0f\u5f97\u591a\uff0c\u56e0\u6b64\u5b83\u6bd4\u5176\u4ed6\u94f6\u884c\u66f4\u5bb9\u6613\u53d7\u5230\u4e0d\u826f\u8d37\u6b3e\u589e\u957f\u7684\u5f71\u54cd\u3002<\/p>\n

\u4e0d\u7ba1\u662f\u4ec0\u4e48\u539f\u56e0\u5bfc\u81f4\u5176\u76f8\u5bf9\u4f18\u5f02\u7684\u8868\u73b0\uff0c\u9ea6\u683c\u7406\u5728\u8fd9\u573a\u53ef\u80fd\u6f14\u53d8\u6210\u4e00\u573a\u5168\u9762\u4e89\u593a\u94f6\u884c\u7cfb\u7edf\u5b58\u6b3e\u7684\u6218\u4e89\u4e2d\u6253\u54cd\u4e86\u7b2c\u4e00\u67aa\u2014\u2014\u5728\u81ea 2010 \u5e74\u4ee5\u6765\u5b98\u65b9\u5229\u7387\u957f\u671f\u4e0b\u6ed1\u671f\u95f4\uff0c\u8fd9\u79cd\u60c5\u51b5\u5e76\u6ca1\u6709\u771f\u6b63\u53d1\u751f\u3002<\/p>\n

\u73b0\u91d1\u4e0d\u518d\u662f\u5783\u573e<\/h2>\n

\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u4e2a\u4eba\u6295\u8d44\u8005\u5c06\u5f88\u5feb\u9700\u8981\u9002\u5e94\u4e0d\u540c\u7684\u73af\u5883\uff0c\u65e7\u7684\u201c\u73b0\u91d1\u5c31\u662f\u5783\u573e\u201d\u7684\u53e3\u53f7\u53ef\u80fd\u9700\u8981\u4fee\u6539\u3002<\/p>\n

\u5bf9\u4e8e\u90a3\u4e9b\u6301\u6709\u94f6\u884c\u80a1\u7968\u7684\u4eba\u6765\u8bf4\uff0c\u52a0\u606f\u6709\u5229\u4e8e\u94f6\u884c\u5229\u6da6\u7684\u60f3\u6cd5\u53ef\u80fd\u662f\u6b63\u786e\u7684\uff0c\u6216\u8005\u8fd9\u4e00\u6b21\u60c5\u51b5\u53ef\u80fd\u771f\u7684\u4f1a\u6709\u6240\u4e0d\u540c\u3002<\/p>\n

\u8fd9\u662f\u5bf9\u672a\u77e5\u672a\u6765\u7684\u5224\u65ad\uff0c\u5c3d\u7ba1\u65e0\u8bba\u5b58\u6b3e\u5229\u7387\u6709\u591a\u9ad8\uff0c\u94f6\u884c\u4e2d\u7684\u8d44\u91d1\u5728\u672a\u6765\u4e00\u6bb5\u65f6\u95f4\u5185\u90fd\u4e0d\u592a\u53ef\u80fd\u7b49\u540c\u4e8e\u94f6\u884c\u652f\u4ed8\u7684\u80a1\u606f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5728\u4e0a\u5468\u6fb3\u5927\u5229\u4e9aReserve Bank of Australia\u8463\u4e8b\u4f1a\u51b3\u5b9a\u52a0\u5feb\u52a0\u606f 0.5% \u4e4b\u540e\uff0c\u53d1\u751f\u4e86\u4e00\u4ef6\u4ee4\u4eba\u56f0\u60d1\u7684\u4e8b\u60c5\u3002 \u867d\u7136\u666e\u904d\u8ba4\u4e3a\u52a0\u606f\u5bf9\u94f6\u884c\u6709\u5229\uff0c\u56e0\u4e3a\u5b83\u4eec\u6269\u5927\u4e86\u51c0\u606f\u5dee\u5e76\u589e\u52a0\u4e86\u5229\u6da6\uff0c\u4f46\u56db\u5927\u94f6\u884c\u7684\u80a1\u4ef7\u5374\u56e0\u52a0\u606f\u800c\u5927\u5e45\u4e0b\u632b\u3002 \u6709\u8bb8\u591a\u89e3\u91ca\u4e3a\u4ec0\u4e48\u4f1a\u53d1\u751f\u8fd9\u79cd\u60c5\u51b5\uff0c\u5c3d\u7ba1\u9605\u8bfb\u5927\u91cf\u6295\u8d44\u8005\u7684\u60f3\u6cd5\u603b\u662f\u4e00\u9879\u8270\u5de8\u7684\u4efb\u52a1\u3002 \u5927\u91cf\u4e0d\u826f\u8d37\u6b3e\u5373\u5c06\u6765\u4e34\uff1f \u4e00\u79cd\u7406\u8bba\u662f\u4e00\u4e2a\u975e\u5e38\u9eef\u6de1\u7684\u7406\u8bba\u2014\u2014\u5229\u7387\u4e0a\u5347\u5c06\u5bfc\u81f4\u623f\u5730\u4ea7\u4ef7\u683c\u4e0b\u8dcc\uff0c\u4ee5\u53ca\u968f\u7740\u8fd8\u6b3e\u989d\u589e\u52a0\u800c\u8d1f\u503a\u7d2f\u7d2f\u7684\u501f\u6b3e\u4eba\u88ab\u63a8\u5230\u8fb9\u7f18\uff0c\u5bfc\u81f4\u574f\u8d26\u8d37\u6b3e\u7684\u4e25\u91cd\u589e\u52a0\u3002 \u5728\u73b0\u9636\u6bb5\u8fd9\u4f3c\u4e4e\u4e0d\u592a\u53ef\u80fd\uff0c\u56e0\u4e3a\u8bb8\u591a\u4f4f\u623f\u8d37\u6b3e\u501f\u6b3e\u4eba\u7684\u62b5\u62bc\u8d37\u6b3e\u63d0\u524d\u8fd8\u6b3e\uff1b\u4e0d\u8fc7\uff0c\u5982\u679c\u574f\u8d26\u5f00\u59cb\u4e0a\u5347\u4e5f\u4e0d\u8db3\u4e3a\u5947\u3002 \u5982\u679c\u5728\u623f\u4ef7\u4e0b\u8dcc\u7684\u60c5\u51b5\u4e0b\u62b5\u62bc\u6743\u4eba\u7684\u9500\u552e\u91cf\u5f88\u9ad8\uff0c\u90a3\u4e5f\u53ef\u80fd\u4f1a\u589e\u52a0\u94f6\u884c\u7684\u574f\u8d26\u51c6\u5907\u91d1\u3002 \u5b58\u6b3e\u6218\u5df2\u7ecf\u6253\u54cd\u4e86\u5417\uff1f \u53e6\u4e00\u4e2a\u62c5\u5fe7\u662f\uff0c\u5728\u5927\u6d41\u884c\u548c\u523a\u6fc0\u652f\u4ed8\u52a0\u4e0a\u8d85\u4f4e\u5229\u7387\u5bfc\u81f4\u6570\u5341\u4ebf\u7f8e\u5143\u4ee5\u6781\u4f4e\u751a\u81f3\u6ca1\u6709\u5229\u606f\u7684\u60c5\u51b5\u4e0b\u6d41\u5165\u94f6\u884c\u4e4b\u540e\uff0c\u5927\u578b\u94f6\u884c\u6ca1\u6709\u51c6\u5907\u597d\u5e94\u5bf9\u4e00\u573a\u7a81\u7136\u7684\u5b58\u6b3e\u6218\u4e89\u3002 \u6709\u8ff9\u8c61\u8868\u660e\u53ef\u80fd\u6b63\u5728\u53d1\u751f\u53d8\u5316\uff0c\u6295\u8d44\u94f6\u884c Macquarie (ASX: MQG) \u51c6\u5907\u901a\u8fc7\u63a8\u51fa\u4e00\u4e2a\u4ea4\u6613\u8d26\u6237\u6765\u5feb\u901f\u589e\u52a0\u5176\u96f6\u552e\u94f6\u884c\u5b58\u6b3e\uff0c\u8be5\u8d26\u6237\u652f\u4ed8\u9ad8\u8fbe 250,000 \u6fb3\u5143\u7684 1.5% \u7684\u5229\u606f\u2014\u2014\u4e0e Macquarie \u4e4b\u524d\u7684\u5229\u7387\u76f8\u6bd4\u5927\u5e45\u4e0a\u53470.2%\u3002 \u76ee\u524d\uff0c\u56db\u5927\u94f6\u884c\u5728\u5176\u4ea4\u6613\u8d26\u6237\u4e0a\u63d0\u4f9b\u53ef\u7b11\u7684\u5229\u7387\uff0c\u5e76\u4e14\u80fd\u591f\u4f7f\u7528\u63a5\u8fd1\u514d\u8d39\u8d44\u91d1\u7684\u5de8\u989d\u8d44\u91d1\uff08\u6709\u4eba\u4f30\u8ba1\u9ad8\u8fbe 1000 \u4ebf\u6fb3\u5143\uff09\u4ee5\u9ad8\u5f97\u591a\u7684\u5229\u7387\u53d1\u653e\u8d37\u6b3e\u3002 \u5373\u4f7f\u8fd9\u4e9b\u8d37\u6b3e\u7684\u5229\u7387\u968f\u7740\u6fb3\u5927\u5229\u4e9a\u592e\u884c\u7684\u52a0\u606f\u800c\u4e0a\u5347\uff0c\u5982\u679c\u5927\u578b\u96f6\u552e\u94f6\u884c\u88ab\u8feb\u5f00\u59cb\u4e3a\u5b58\u6b3e\u652f\u4ed8\u66f4\u591a\u8d39\u7528\uff0c\u4e0e\u5f53\u524d\u60c5\u51b5\u76f8\u6bd4\uff0c\u5b83\u4eec\u7684\u5229\u6da6\u7387\u4e5f\u4f1a\u964d\u4f4e\u3002 Macquarie\u907f\u5f00\u4e86\u80a1\u4ef7\u4e0b\u8dcc\u7684\u6700\u574f\u60c5\u51b5 Macquarie\u5bf9\u5b58\u6b3e\u5e02\u573a\u7684\u6270\u4e71\u662f\u5728\u5176\u589e\u52a0\u4f4f\u623f\u8d37\u6b3e\u8d26\u7c3f\u7684\u4e3e\u63aa\u4e4b\u540e\u53d1\u751f\u7684\uff0c\u8fd9\u6709\u52a9\u4e8e\u89e3\u91ca\u4e3a\u4ec0\u4e48Macquarie\u80fd\u591f\u5e78\u514d\u4e8e\u56db\u5927\u5de8\u5934\u906d\u53d7\u7684\u80a1\u4ef7\u5927\u5e45\u4e0b\u8dcc\u4e2d\u6700\u7cdf\u7cd5\u7684\u60c5\u51b5\u3002 \u4e8b\u5b9e\u4e0a\uff0c\u4e0a\u5468\u80a1\u4ef7\u4e0b\u8dcc\u4e0e\u94f6\u884c\u7684\u5b58\u6b3e\u57fa\u7840\u5927\u81f4\u4e00\u81f4\uff0cWestpac (ASX: WBC) \u548c Commonwealth Bank (ASX: CBA) \u7684\u8dcc\u5e45\u6bd4 ANZ (ASX: ANZ) \u548c National Australia Bank\u00a0(ASX: NAB)\u7684\u8dcc\u5e45\u8981\u5927\u4e00\u4e9b\u3002 \u76ee\u524d(ASX: NAB)\u5728\u4ea4\u6613\u8d26\u6237\u9886\u57df\u662f\u4e00\u4e2a\u5f88\u5c0f\u7684\u53c2\u4e0e\u8005\u2014\u2014\u4e0d\u5230\u5e02\u573a\u7684 1%\u2014\u2014\u4f46\u5728\u4ea4\u6613\u8d26\u6237\u4e0a\u63d0\u4f9b\u5982\u6b64\u6709\u7ade\u4e89\u529b\u7684\u5229\u7387\uff0c\u80af\u5b9a\u4f1a\u8feb\u4f7f\u76ee\u524d\u63d0\u4f9b 0.01% \u5229\u606f\u7684\u56db\u5927\u5de8\u5934\u91c7\u53d6\u4e00\u4e9b\u884c\u52a8\u5982\u679c\u60a8\u975e\u5e38\u5e78\u8fd0\u5e76\u6ee1\u8db3\u67d0\u4e9b\u6761\u4ef6\uff0c\u5219\u5728\u4ea4\u6613\u5e10\u6237\u4e0a\u3002 \u5bf9\u4e8eMacquarie\u6765\u8bf4\uff0c\u63d0\u4f9b\u66f4\u9ad8\u7684\u5b58\u6b3e\u5229\u7387\u5c31\u50cf\u4e00\u79cd\u5e7f\u544a\u5f62\u5f0f\uff0c\u56e0\u4e3a\u5982\u679c\u4ea7\u54c1\u592a\u6210\u529f\uff0c\u5b83\u603b\u662f\u53ef\u4ee5\u964d\u4f4e\u5229\u7387\u3002 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\/>\n<meta property=\"article:modified_time\" content=\"2023-08-29T17:54:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smallcapscn.x5view.co\/wp-content\/uploads\/2023\/08\/Reserve-bank-rising-interest-rates-2022-loans-deposits.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"John Beveridge\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"John Beveridge\" \/>\n<script type=\"application\/ld+json\" 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